Reference

Our Legal Terms and What They Mean for Your Account

This page sets out the legal basis on which nagacuan operates for eligible regions in Indonesia, covering your account rights, wallet usage, and the conditions that apply when you use DANA, OVO, or GoPay to fund your account.

Account TermsDANA, OVO, GoPay UsageData & PrivacyEligibility by RegionContact & Dispute Path
nagacuan Our Legal Terms and What They Mean for Your Account
ACCOUNT SECURITY

How We Protect Your Data and Account Access

Your account data, payment history, and wallet details are handled with care. We apply encryption to data in transit and at rest, so information shared during a GoPay or OVO transaction is not exposed outside the transaction flow. You can request to see what data we hold, ask for corrections, or request deletion where local law allows — submit those requests through email support or live chat.

Data Handling

We collect only what is needed to run your account — name, contact details, wallet identifiers for DANA, OVO, or GoPay, and transaction history. No excess data collection.

Cookie Policy

We use session cookies to keep your login active and analytics cookies to improve the account experience. You can adjust cookie preferences through your browser settings at any time.

Account Security

Login is protected by OTP verification sent to your registered number. If you suspect unauthorised access, contact live chat immediately and we will freeze the account while we investigate.

Data Retention

We retain account and transaction records for the period required under applicable regulations. After that period, records are deleted or anonymised unless a legal hold applies to your account.

CONTACT CHANNELS

How to Reach Us on Legal or Account Questions

If something in our legal terms is unclear, or if you need to raise a concern about your account, wallet transaction, or data held on file, we have three contact paths available. Each channel handles different request types — pick the one that matches your situation and we will route it to the right team.

Live Chat For urgent account or transaction queries, live chat is the fastest path. Start a session from your account dashboard and our team will respond directly — no hold queue.
Email Support Send formal legal requests, data access queries, or account closure requests to our support email. We acknowledge within one business day and resolve within a reasonable timeframe.
Account Help Centre For wallet-related legal questions — such as disputed DANA or OVO transactions — use the Help Centre section inside your account. Each case receives a reference number for tracking.

Common Questions About Our Legal Terms and Account Rights

These are the questions we receive most often about account eligibility, data rights, wallet conditions, and how to raise a formal concern. If your question is not here, live chat or email support will give you a direct answer.

Access depends on local law and the eligible region where you are located. We recommend confirming your local regulations before opening an account. We do not make blanket legal claims for all regions.

Our payment policy covers all wallet transactions. When you send funds via DANA, OVO, or GoPay, you confirm that the wallet is registered in your name and the funds are yours to use on the platform.

Yes. Submit a data access request via email support or live chat. We will provide a summary of the data we hold, the purpose of collection, and how long we retain it, within a reasonable timeframe.

Send a deletion request through our email support channel. We will process it in line with applicable regulations. Some records may be retained if a legal hold applies or if there is an unresolved transaction on the account.

Raise the dispute through the Help Centre inside your account, or contact live chat directly. Each case receives a reference number. We investigate disputed DANA, OVO, and GoPay transactions and respond with findings within a reasonable period.

We publish the updated terms on this page with the effective date. Continued use of the platform after the update date means you accept the revised terms. We suggest checking this page periodically, especially before large wallet transactions.